Aureon Advantage
Aureon Financial LLC (Aureon) is a Florida Corporation that was specially built and customized for travel clubs and resorts. Founded by both financial and vacation ownership industry professionals, Aureon uniquely understands the challenges that travel clubs and resorts face when it comes to facilitating financing for their members. The Aureon solution requires no collateral or security from the resort, no strict qualifications for the member with a fast and easy pre-approval online process through this portal.
What makes Aureon different? There are 4 key components to The Aureon Program that set it apart from the competition:
- Aureon's program facilitates funding through its network of financial facilitators and their group of lenders for up to 100% of the sale price including any add on programs and the financing fee, so that the member has the option to pay as little as $0 at the point of sale, or can even refinance the entire amount, including any down payment or previous purchase.
- The member consents to apply for conditional pre-approval, confirming their credit score and their income level through Aureon’s proprietary technology within one or two minutes.
- Our pre-approval rates are the highest in the industry with more than 90% of applications being pre-approved right at the point of sale.
- The resort holds no ongoing liability with the lender, meaning that even in the case of default by the member on their loan, the resort/club does not have to pay back any of the funds received.
Aureon further offers two options to each borrower through its financial facilitators and lenders:-
1) a personal loan based on the members credit score being 680+ and two years tax returns showing $50,000 + annually or
2) a business credit card through their US corporation, with a personal credit score of 700+ and a declared income of $75,000 per year or more (no tax returns needed). The maximum loan amount is $500,000 per member for a personal loan or $150,000 for the corporate card, solely based on the limit their scores and income will allow. Terms are up to 7 years and an average APR of 8 -15%. In both cases they follow the same fast pre-approval process. There are no upfront fees. Once approved, a lending specialist will be assigned to them, and they will receive the funds into their account within 10 business days.
Get the advantage on your competition and take control of your funding process today with Aureon Financial.
Getting your conditional pre-approval takes as little as 60 seconds right on your device. We include a link to get your credit score in real time which does not impact your credit score at all to check. You will have two options; borrow on a personal loan or borrow through your corporation. Once you have your credit score and have confirmed your income you will receive an instant notification whether you have been pre-approved or not. Once you have been pre-approved we will contact you within 2 business days and walk you through the rest of our trusted 3 Step Funding process to ensure success.
Our process is simple and our terms are clear. Our financing fee is included in your sales contract, clearly defined and included in your funded amount. In the rare case that you are not funded, you pay zero fees of any kind. Plus our terms are as good as, or better than you would get at your bank with an average APR of 9% depending primarily on your credit score.
Getting you the funding you need for the lifestyle you deserve is what we do best. But we don’t just do our best, we do what is required to get you your funding to ensure you are happy. Even in the rare cases that we cannot get you funded right away, we offer additional services, at no cost, to help you get the funding you need at a later date. We are here to help you every step of the way.