AUREON FINANCIAL LLC – PRIVACY POLICY
Effective date: February 6, 2026
Aureon Financial LLC (“Aureon,” “we,” “our,” or “us”) provides financial technology services that help individuals assess eligibility for credit products offered by third party financial institutions. This Privacy Policy explains how we collect, use, share, and protect personal information when you use our website, portal, or services.
We are committed to safeguarding your information and complying with applicable federal and state privacy laws.
1. Who We Are
This Privacy Policy applies to Aureon Financial LLC and the products and services we make available through www.aureonfinancial.com (the “Site”) and our online portal.
2. Information We Collect
The information we collect depends on how you interact with us and the services you request. This may include:
Personal Identifiers
- • Name
- • Social Security number
- • Date of birth
- • Contact information
- • Government issued identification
Financial Information
- • Bank account information
- • Account balances
- • Transaction history
- • Income and employment information
- • Credit related information
Information from Your Use of Our Services
- • Information you provide through our portal
- • Information obtained from third party service providers (e.g., Plaid)
- • Device information, browser type, IP address
- • Cookies and usage data from our website
Information from Third Parties
- • Financial institutions
- • Service providers assisting with identity verification, ACH processing, or credit assessment
- • Business associates who help you submit information through our portal
With your authorization, we may receive information from:
3. How We Use Your Information
We use personal information for the following purposes:
- • To process your requests and transactions
- • To assess initial eligibility and creditworthiness for products offered through our platform
- • To transmit your information to lending partners and financial institutions
- • To facilitate ACH transfers and other funding transactions
- • To operate, maintain, and improve our services
- • To comply with legal, regulatory, and reporting obligations
- • To prevent fraud, security incidents, and misuse of our services
- • To communicate with you about your account or our services
We do not use sensitive personal information to infer characteristics about you.
4. How We Share Your Information
We may share your information as permitted by law and as necessary to provide our services:
Everyday Business Purposes
- • Processing transactions
- • Evaluating eligibility and creditworthiness
- • Facilitating ACH transfers and payments
- • Providing customer support
- • Maintaining your account
Service Providers
We engage trusted third party providers to assist with:
- • Data aggregation (e.g., Plaid – more below)
- • Identity verification
- • Credit assessment
- • ACH processing
- • Secure data storage
Use of Plaid’s services
- • When you choose to link a bank account or provide financial information through our portal, we use Plaid Inc. (“Plaid”) to securely connect to your financial institution and retrieve the information you authorize. Plaid collects information directly from your financial institution on our behalf, including account balances, transaction history, account ownership details, and other financial data necessary to verify your identity, assess eligibility, and facilitate payments.
- • By using our services and choosing to connect your financial accounts, you authorize Aureon to share your information with Plaid and authorize Plaid to access, transmit, store, and process your personal and financial data for these purposes. Plaid uses industry standard security measures to protect your information and will use your data only as described in its own privacy policy.
- • You may review Plaid’s privacy practices at: https://plaid.com/legal/
We require service providers to use your information only as permitted by this Privacy Policy.
Business Associates
Certain business associates may help you submit information through our portal at your request.
With Your Consent
Legal and Compliance Purposes
- • Law enforcement
- • Government authorities
- • Regulators
- • Other parties when required to protect rights, comply with law, or prevent fraud
We may disclose information to:
We do not sell personal information.
5. How We Protect Your Information
We use security measures that comply with federal law to protect your personal information. These include:
- • Encryption of data in transit and at rest
- • Computer and network safeguards
- • Secure files and facilities
- • Access controls and authentication
- • Ongoing monitoring and evaluation of security practices
6. Cookies and Tracking Technologies
Our website may use cookies, web beacons, and similar technologies to support functionality, security, analytics, and fraud prevention. You may adjust your browser settings to limit cookies, though doing so may affect site functionality.
7. Retention of Information
We retain personal information only as long as necessary to:
- • Provide services
- • Comply with legal, regulatory, accounting, and reporting obligations
- • Prevent fraud and maintain security
Information not required for these purposes will be securely deleted.
8. Your Privacy Rights
Depending on your state of residence, you may have rights regarding your personal information, including:
- • The right to know what personal information we collect, use, and disclose
- • The right to request correction of inaccurate information
- • The right to request deletion of personal information (subject to legal exceptions)
- • The right to opt out of disclosures that constitute a “sale” under applicable law
- • The right to non discrimination for exercising your rights
California Residents
California residents may request:
- • Access to categories and specific pieces of personal information
- • Correction or deletion
- • Information about disclosures
Aureon does not sell personal information as defined under California law.
Vermont Residents
We will not share personal information with non affiliates except as permitted by Vermont law.
Nevada Residents
We do not sell personal information for monetary consideration. Nevada residents may submit opt out requests through our Contact Us page.
9. Children’s Privacy
Our services are not intended for individuals under 18. We do not knowingly collect information from children.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. When changes are made, we will revise the effective date above and provide additional notice as required by law.
11. Contact Us
If you have questions, concerns, or wish to exercise your privacy rights, you may contact us through the Contact Us section of our website.
Getting your conditional pre-approval takes as little as 60 seconds right on your device. We include a link to get your credit score in real time which does not impact your credit score at all to check. You will have two options; borrow on a personal loan or borrow through your corporation. Once you have your credit score and have confirmed your income you will receive an instant notification whether you have been pre-approved or not. Once you have been pre-approved we will contact you within 2 business days and walk you through the rest of our trusted 3 Step Funding process to ensure success.
Our process is simple and our terms are clear. Our financing fee is included in your sales contract, clearly defined and included in your funded amount. In the rare case that you are not funded, you pay zero fees of any kind. Plus our terms are as good as, or better than you would get at your bank with an average APR of 9% depending primarily on your credit score.
Getting you the funding you need for the lifestyle you deserve is what we do best. But we don’t just do our best, we do what is required to get you your funding to ensure you are happy. Even in the rare cases that we cannot get you funded right away, we offer additional services, at no cost, to help you get the funding you need at a later date. We are here to help you every step of the way.