ANSWERS TO COMMON QUESTIONS ABOUT HOW THE AUREON PLATFORM WORKS AND HOW BUSINESSES CAN USE THIS INNOVATIVE FINANCING PROGRAM TO CLOSE MORE SALES.
ANSWERS TO COMMON QUESTIONS ABOUT HOW THE AUREON PLATFORM WORKS AND HOW BUSINESSES CAN USE THIS INNOVATIVE FINANCING PROGRAM TO CLOSE MORE SALES.
What is Aureon?
Founded in 2025, Aureon has been set up to help businesses sell more goods and services by turning high-ticket purchases into affordable payments. Through the Aureon platform, businesses can access multiple providers and offer flexible financing and payment options to customers, clients, members, and patients.
How is Aureon different than other solutions?
Aureon is built to give businesses more options than single-provider or basic buy now, pay later platforms. The platform combines financing lenders, payment tools, BNPL providers, and transaction options in one place, while helping businesses work with providers that understand their industry and risk profile.
How are loans through Aureon providers disbursed?
Aureon has providers that can fund the business directly as well as providers that fund the consumer directly. Every enrolled business is evaluated for the best available solutions at enrollment and throughout their time with Aureon.
Can Aureon work with businesses that are new or small?
Aureon can provide solutions for many businesses regardless of age, revenue, physical location, or business model, with limited exceptions. Not every business qualifies for every solution, but new and small businesses may become eligible for more programs as they grow.
Is this for people with bad credit?
Customers who use Aureon have many different credit profiles. Some have sub-prime credit, but many have fair or better credit. Aureon integrates with multiple lenders and providers to help businesses serve more customer situations.
Will applying for financing impact the consumer’s credit?
Many lenders available through Aureon use a soft credit pull for the initial assessment, which does not appear as a hard inquiry or impact the credit score. If the applicant moves forward with an offer, the lender may perform a full credit pull.
How long does it take to get an application approved or declined?
Many Aureon lender solutions provide a decision within seconds or a few minutes. In some cases, applications may be pre-approved with final approval subject to additional review.
How long will it take for my business to get its money?
Businesses are typically paid within 1 to 3 business days after loan funding, although certain circumstances may affect that timeline.
Is there a minimum and maximum amount that can be financed?
Each program is different. Aureon programs may accommodate financing needs from a few hundred dollars up to $100,000, and sometimes higher depending on the program and business.
You have many options through the Aureon Portal, and in each case the application and approval process takes less than a few minutes. Funding is as fast as next day, and in most cases is no more than 2-3 business days depending on the program you have selected.
Our process is simple and our terms are clear. Any applicable financing fees or merchant fees are included in your sales contract, clearly defined and included in your funded amount. In the rare case that you are not funded, you pay zero fees of any kind. Terms are based on credit worthiness and determined by our funding partners and their underwriting policies.
Getting you the funding you need for the lifestyle you deserve is what we do best. But we don’t just do our best, we do what is required to get you your funding to ensure you are happy. Even in the rare cases that we cannot get you funded right away, we offer additional services, at no cost, to help you get the funding you need at a later date. We are here to help you every step of the way.